You won’t find my face on a bus bench on McMullen Booth Road or on a billboard on State Road 580—but you will find me deeply rooted in decades of real estate experience (since shoulder pads were a thing). My real estate journey kicked off in March of 1983 when I co-owned a commercial brokerage, managing a team of 35 agents and staff. Our company owned and operated office buildings and shopping centers all across the Tampa Bay area—yes, I’ve walked the walk in both high-rises and strip malls. In 2001, I made the shift to residential real estate, aligning with Coldwell Banker, then joined RE/MAX in 2004, where I spent two decades thriving in a culture that matched my entrepreneurial spirit. Fast-forward to today, I’m proud to be with Blake Real Estate—a respected, locally owned boutique brokerage that values service over splash. Celebrating 33+ years in the biz, I’ve weathered the housing boom, the bust, the Great Recession, a pandemic, and every quirky market shift in between. Through it all, my mission has stayed the same: provide top-notch service, clear communication, and real results. When you work with me, it’s personal. I'm a full-time agent (no part-time dabbling here), and yes—I answer my phone. I'm hands-on, present, and fully invested in your success from start to finish. I’ve sold everything from horse ranches to waterfront estates, celebrity homes to those “what-do-we-do-now?” properties. I love solving problems, navigating unique situations, and getting results. Early to the YouTube scene, I was featured in YouTube for Business by NYT contributor Michael Miller, spotlighted on ABC Action News as a "Featured Agent" and "MLS Expert", and honored to speak internationally on best practices for real estate success. I even developed the CIS Score, a proactive pricing tool to help sellers take charge of their listing strategy. Oh, and I’m proud to be in the RE/MAX Hall of Fame. Bottom line? I'm not flashy—but I am fiercely dedicated, battle-tested, and genuinely committed to help you reach your real estate goals. So, how can I help you today?"

By Adam Dellemonico, Movement Mortgage, Loan Officer/NMLS 1624974, 339-234-2988, adam.dellemonico@movement.com

Nov 9, 2026 - Happy Monday! I hope you had a great weekend. Mortgage rates continued moving in the right direction last week, reaching their lowest levels since late September.

Top tier 30 year fixed rates finished the week around 7.187%, down from approximately 7.625% at the beginning of October. That's an improvement of nearly half a percent in just over a month, which is a welcome recovery from the sharp increases we experienced throughout September/early October.

What's most encouraging is that rates have managed to hold onto those improvements even when economic data would normally push them higher. Tuesday's stronger than expected job openings report caused only a modest increase, and rates resumed their downward movement Wednesday and Thursday, breaking below 7.25%.

The biggest surprise came Friday, when the monthly jobs report showed substantially stronger job growth than expected. Normally, that would put upward pressure on mortgage rates, but rates barely moved and finished the day unchanged.

Much of the recent improvement continues to be tied to concerns surrounding technology companies and AI related investments. As investors become more cautious about the sector, demand for bonds has increased, helping mortgage rates move lower.

While it's too early to assume this trend will continue, the market's ability to hold onto recent gains is super encouraging.

For some perspective, on a $500,000 loan, the improvement since early October translates to approximately $150/mo. in principal and interest savings. We've recovered a substantial amount of ground in a relatively short period of time, and hopefully that momentum continues as we move further into November!

I hope you have a great week and win the day!

COMING SOON- 201 Georgia Ave., Crystal Beach

Live in a home where you’ll feel like you are on vacation every day! This decidedly different, custom-built home perched on a gentle rise is an inviting retreat that captures the very essence of Crystal Beach living. "High and Dry" - NO flood worries here! No HOA! Coastal charm, breezy comfort, and a relaxed Florida vibe flow through every inch of this thoughtfully designed property. Spend care-free, sun splashed days lounging in the free form custom pool, complete with a tranquil waterfall. Host memorable alfresco dinners on the spacious deck. Inside, volume ceilings, abundant natural light, and lovely views from every window create an airy, uplifting atmosphere. Plenty of room to roam with three generous-sized bedrooms, two full baths and a huge family room/flex space. The oversized lot is adorned with Florida native landscaping allowing the enjoyment of beauty without the burden. Store bikes and toys in the 8 x 10 Smithbilt shed. No grass to mow means more time for fun. And fun is never far away. Cruise the neighborhood by golf cart. Catch breathtaking sunsets over the gulf at Live Oak Park. Cast a line from the community pier. Bike the scenic 46-mile Pinellas Trail. Explore the Greek heritage of Tarpon Springs, savor fresh seafood in downtown Palm Harbor, or sip your way through the Dunedin vibrant craft brewery scene. Current owner used as a holiday home several times a year and then rented to vacationers the balance of the time.

Monthly Pinellas Market Report

CLICK the image below to view September’s real estate statistics for Pinellas County. Reports are updated around the 22nd of the month for the PREVIOUS month.