You won’t find my face on a bus bench on McMullen Booth Road or on a billboard on State Road 580—but you will find me deeply rooted in decades of real estate experience (since shoulder pads were a thing). My real estate journey kicked off in March of 1983 when I co-owned a commercial brokerage, managing a team of 35 agents and staff. Our company owned and operated office buildings and shopping centers all across the Tampa Bay area—yes, I’ve walked the walk in both high-rises and strip malls. In 2001, I made the shift to residential real estate, aligning with Coldwell Banker, then joined RE/MAX in 2004, where I spent two decades thriving in a culture that matched my entrepreneurial spirit. Fast-forward to today, I’m proud to be with Blake Real Estate—a respected, locally owned boutique brokerage that values service over splash. Celebrating 33+ years in the biz, I’ve weathered the housing boom, the bust, the Great Recession, a pandemic, and every quirky market shift in between. Through it all, my mission has stayed the same: provide top-notch service, clear communication, and real results. When you work with me, it’s personal. I'm a full-time agent (no part-time dabbling here), and yes—I answer my phone. I'm hands-on, present, and fully invested in your success from start to finish. I’ve sold everything from horse ranches to waterfront estates, celebrity homes to those “what-do-we-do-now?” properties. I love solving problems, navigating unique situations, and getting results. Early to the YouTube scene, I was featured in YouTube for Business by NYT contributor Michael Miller, spotlighted on ABC Action News as a "Featured Agent" and "MLS Expert", and honored to speak internationally on best practices for real estate success. I even developed the CIS Score, a proactive pricing tool to help sellers take charge of their listing strategy. Oh, and I’m proud to be in the RE/MAX Hall of Fame. Bottom line? I'm not flashy—but I am fiercely dedicated, battle-tested, and genuinely committed to help you reach your real estate goals. So, how can I help you today?"

By Adam Dellemonico, Movement Mortgage, Loan Officer/NMLS 1624974, 339-234-2988, adam.dellemonico@movement.com

August 31, 2026 - Mortgage rates were relatively quiet for most of last week before moving noticeably higher on Friday following Fed Chair Kevin Warsh's speech at the annual Jackson Hole conference.

Earlier in the week, we actually saw some encouraging movement as progress in Iran peace negotiations pushed oil prices lower. Lower energy prices ease inflation concerns, which helped mortgage rates briefly reach their lowest levels in nearly a week.

Unfortunately, Friday's Fed commentary reversed that progress.

Warsh emphasized that inflation remains too high and reinforced the Fed's commitment to bringing it back toward its 2% target. Markets interpreted his comments as more "hawkish," meaning the Fed may be less inclined to lower rates until there's clearer evidence that inflation is under control.

The bond market reacted quickly, pushing the average top tier 30 year fixed mortgage rate to approximately 6.81% by the end of Friday, its highest level in just over three weeks.

While that's not the direction we wanted to see, some perspective remains important. Rates are elevated compared to the past year, but they're still below the peak levels borrowers experienced in recent years.

Looking ahead, inflation remains the biggest piece of the puzzle. Continued improvement in inflation, lower energy prices, or further progress toward peace involving Iran could all provide some relief. Until then, we're likely to continue seeing some volatility as markets react to each new development.

I hope you have a great week and win the day!

FEATURED HOME - 201 Georgia Avenue, Crystal Beach, Florida

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MLS #TB8462277 | AVAILABLE | $695,000

Live in a home where you’ll feel like you are on vacation every day! Come discover this decidedly different, custom-built home perched on a gentle rise, an inviting retreat that captures the very essence of Crystal Beach living. Feel like you are on vacation everyday. No HOA! This home is "high and dry". No flood worries here! Coastal charm, breezy comfort, and a relaxed Florida vibe flow through every inch of this thoughtfully designed property. Spend care-free, sun splashed days lounging in the free form custom pool, complete with a tranquil waterfall. Host memorable alfresco dinners on the spacious deck. Inside, volume ceilings, abundant natural light, and lovely views from every window create an airy, uplifting atmosphere. Plenty of room to roam with three generous-sized bedrooms, two full baths and a huge family room/flex space. The oversized lot is adorned with Florida native landscaping allowing the enjoyment of beauty without the burden. Store bikes and toys in the 8 x 10 Smithbilt shed. No grass to mow means more time for fun. And fun is never far away. Cruise the neighborhood by golf cart. Catch breathtaking sunsets over the gulf at Live Oak Park. Cast a line from the community pier. Bike the scenic 46-mile Pinellas Trail. Explore the Greek heritage of Tarpon Springs, savor fresh seafood in downtown Palm Harbor, or sip your way through the Dunedin vibrant craft brewery scene. Current owner used as a holiday home several times a year and then rented to vacationers the balance of the time.

Dunedin Weekly Real Estate Report

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Monthly Pinellas Market Report

CLICK on the image below to view July’s real estate statistics for Pinellas County. Reports are updated around the 22nd of the month for the previous month.