You won’t find my face on a bus bench on McMullen Booth Road or on a billboard on State Road 580—but you will find me deeply rooted in decades of real estate experience (since shoulder pads were a thing). My real estate journey kicked off in March of 1983 when I co-owned a commercial brokerage, managing a team of 35 agents and staff. Our company owned and operated office buildings and shopping centers all across the Tampa Bay area—yes, I’ve walked the walk in both high-rises and strip malls. In 2001, I made the shift to residential real estate, aligning with Coldwell Banker, then joined RE/MAX in 2004, where I spent two decades thriving in a culture that matched my entrepreneurial spirit. Fast-forward to today, I’m proud to be with Blake Real Estate—a respected, locally owned boutique brokerage that values service over splash. Celebrating 33+ years in the biz, I’ve weathered the housing boom, the bust, the Great Recession, a pandemic, and every quirky market shift in between. Through it all, my mission has stayed the same: provide top-notch service, clear communication, and real results. When you work with me, it’s personal. I'm a full-time agent (no part-time dabbling here), and yes—I answer my phone. I'm hands-on, present, and fully invested in your success from start to finish. I’ve sold everything from horse ranches to waterfront estates, celebrity homes to those “what-do-we-do-now?” properties. I love solving problems, navigating unique situations, and getting results. Early to the YouTube scene, I was featured in YouTube for Business by NYT contributor Michael Miller, spotlighted on ABC Action News as a "Featured Agent" and "MLS Expert", and honored to speak internationally on best practices for real estate success. I even developed the CIS Score, a proactive pricing tool to help sellers take charge of their listing strategy. Oh, and I’m proud to be in the RE/MAX Hall of Fame. Bottom line? I'm not flashy—but I am fiercely dedicated, battle-tested, and genuinely committed to help you reach your real estate goals. So, how can I help you today?"

By Adam Dellemonico, Movement Mortgage, Loan Officer/NMLS 1624974, 339-234-2988, adam.dellemonico@movement.com

September 28, 2026 - Happy Monday! I hope you had a great weekend. Mortgage rates unfortunately continued their recent move higher last week, with the market taking another meaningful step in the wrong direction.

After briefly improving to around 7.17% on Tuesday, top tier 30 year fixed rates climbed sharply and reached approximately 7.425% on Thursday before finishing the week around 7.375%.

That means mortgage rates have now increased by more than half a percentage point in just two weeks. Moves that quickly are historically uncommon, so this is a meaningful change in the rate environment rather than the normal week to week fluctuation we've grown accustomed to.

The biggest drivers continue to be stronger economic data, higher oil prices, and concerns that persistent inflation could require additional action from the Fed. Importantly, the Fed isn't directly raising mortgage rates. Markets are reacting to what recent data could mean for inflation and future Fed policy, which ultimately impacts the bonds that determine mortgage rates.

There's no sense sugarcoating where things stand today. Rates are higher than we'd like and the recent increase will impact affordability. If you have active buyers who were pre-approved even a few weeks ago, it's probably worth having them reconnect with their lender to make sure their numbers are still accurate.

That said, we're not sounding the alarm either. Even around today's levels, rates remain below the roughly 8% peak we experienced in October 2023, and Friday afternoon finally brought some improvement in the bond market after what has been a relentless move higher.

Whether that improvement sticks is the big question. This week brings a much busier economic calendar, and softer inflation or economic data could provide some relief. For now, we'll take Friday's improvement as a small positive and see where the data takes us next.

I hope you have a great week and win the day!

COMING SOON- 201 Georgia Ave., Crystal Beach

Live in a home where you’ll feel like you are on vacation every day! This decidedly different, custom-built home perched on a gentle rise is an inviting retreat that captures the very essence of Crystal Beach living. Feel like you are on vacation everyday. No HOA! This home is "high and dry". No flood worries here! Coastal charm, breezy comfort, and a relaxed Florida vibe flow through every inch of this thoughtfully designed property. Spend care-free, sun splashed days lounging in the free form custom pool, complete with a tranquil waterfall. Host memorable alfresco dinners on the spacious deck. Inside, volume ceilings, abundant natural light, and lovely views from every window create an airy, uplifting atmosphere. Plenty of room to roam with three generous-sized bedrooms, two full baths and a huge family room/flex space. The oversized lot is adorned with Florida native landscaping allowing the enjoyment of beauty without the burden. Store bikes and toys in the 8 x 10 Smithbilt shed. No grass to mow means more time for fun. And fun is never far away. Cruise the neighborhood by golf cart. Catch breathtaking sunsets over the gulf at Live Oak Park. Cast a line from the community pier. Bike the scenic 46-mile Pinellas Trail. Explore the Greek heritage of Tarpon Springs, savor fresh seafood in downtown Palm Harbor, or sip your way through the Dunedin vibrant craft brewery scene. Current owner used as a holiday home several times a year and then rented to vacationers the balance of the time.