The Simple Truth


If it is not selling, it's not compelling.

It really is that simple.

If your home is not compelling or in alignment with what buyers are purchasing, your home will sit.

Not in alignment can mean outdated, not maintained, or too dark to name a few examples.

The great aligner for homes that are not compelling: Price.

Price allows for updating, repairing and brightening.

If you, as a home seller, have received two or more offers of $270,000 and “you will not take a penny less than $310,000”, it is time to stop fighting the market.

Take the home off the market, because, if you are honest with yourself, you really do not want or need to sell your home.

Stop wasting your valuable time playing “Seller”.

Stop blaming your Realtor because your home will not sell.

Stop listening to the “friend” you just met who tells you that “you are giving your place away”.

Stop convincing yourself that your home is worth as much as brand-new homes because you think your circa 1975 home is better built, and your corner lot should fetch more because it’s bigger.

If you are not getting three showings a week or one offer for every ten showings, your home is over-priced.

It is just that simple.

Overpricing is an expensive mistake that only hurts you. Yes, you. Your over-priced home creates un-needed stress for you and will ultimately net less money for you as days on market accrue.

So, get in the game and listen to your Realtor’s advice on pricing or take a seat on the bench and take a breather. (That is OK too.)

It really is that simple.

Importance of Financing Pre-Approval


So, you want to buy a home and you keep hearing the same two commandments. 

1. Get a real estate professional to help you.

2. Get a pre-approval from a lender. 

Well, you have found your real estate professional - Annette Lawrence, Remax Realtec Group! Now you need the pre-approval letter!

As my father used to say, “Proper planning prevents poor performance.” This is sage advice for home buyers who need to lay the necessary groundwork to buy the home of their dreams.

Without proper preparation, many buyers get lulled into the mistaken notion that if a lender pre-qualifies them for a mortgage this means that they have been pre-approved for a home loan. If you are looking to make a home purchase soon, now is the time to bring yourself up to speed on how these terms differ – and why a misunderstanding could mean losing out on the home of your dreams.

Get yourself pre-approved before even looking at homes. The first step will be to complete an official loan application. The second step will be to promptly supply the lender with the requested necessary documentation which will enable the lender to verify the information on your loan application. From this, the lender can tell you the specific mortgage amount for which you are approved. You'll also have a better idea of the interest rate you will be charged on the loan and, in some cases, you might be able to lock in a specific rate.

With pre-approval, you will receive a conditional commitment in writing for an exact loan amount, allowing you to start looking for a home with confidence at or below the pre-approved amount. More importantly, this puts you at an advantage when making an offer as the seller will know you are a serious buyer and will know you have the ability to purchase.

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It is of utmost importance to talk to a lender local to the property. It is also important in today’s current competitive market to use a lender that states they have the ability to close your loan in 30 days even if you want to close on your home purchase in 40 days. These two criteria will result in you closing ON TIME and ENSURING YOU GET THE HOME OF YOUR DREAMS.